Contractors
Contractors provide important services that ensure our homes, businesses and schools run smoothly and efficiently. Contractors provide their skills in all areas of the construction industry. With the amount of new construction and business being built it is important to ensure that you and your project is covered.
What is covered?
- Air conditioning, Heating and HVAC
- Builders/Construction
- Carpenters
- Handyperson
- Electrical work
- Executive supervisors or superintendents
- Interior Construction
- Janitorial and Cleaning Services
- Landscaping, Lawn Care, Tree Trimming, Tree Removal, and Pest Control
- Machinery or Equipment
- Painting
- Plumbing
- Remodeling
- Roofing, Siding and Gutter Installation
- Subcontracted Work (to others)
- Swimming Pools
- Waterproofing & Pressure Washing
- General Contractors & Subcontractors
- Alarm Systems
- Appliances, Equipment and Machines Work
- Boat Repair
- Concrete and Masonry
- Debris Removal, Salvage and Wrecking
- Garbage Collector
- Commercial Collection Receptacles – Construction Debris, Recyclables or Other Refuse
- Excavation, Digging and Grading of Lan
- Fence Erection
- Greenhouse Erection
- Insulation Work
- Locksmith
- Metal Erection
- Prefabricated Building Erection
- Septic Tanks and Sewers
- Signs
- Solar Energy
- Tank Construction
- Upholstering
Workers Comp
Workers compensation is a required insurance for employers to have in California. Any employer that has at least one employee needs to have this coverage to protect their employees. Workers comp provides coverage for
* Medical expenses
* Lost wages
* Rehabilitation costs to employees who are injured or become ill on the jo
* Death benefits to families of employees who are killed on the job
* NOTE* Businesses that fail to provide workers compensation coverage can face severe and costly repercussions including payment of claims out of pocket, fines and possible imprisonment, as well as possibly losing the right to conduct business.
Commercial General Liability
Commercial general liability insurance, or CGL insurance, helps protect your business from claims that it caused to a third party. This insurance is also known as professional liability, or business liability insurance.
This insurance can include coverage for
* Property damage
* Personal injury (Libel & Slander)
* Advertising injury
* Neglect
CGL insurance can assist with covering
* Attorney and defense costs
* Evidence and documents gathering
* Medical payments
* Judgments and Settlements
Commercial Umbrella
What Is a Commercial Umbrella Policy
Commercial Umbrella Insurance
Is a type of casualty insurance that can supplement current policy limits such as general liability, auto liability ECT...
An umbrella liability policy can also protect a business from gaps in their existing coverage. It's an extra coverage that's not legally required but gives you an extra layer of protection for your company.
