Boat
Owning a boat can be fun and exciting. Being out on the water enjoying your summer with friends and family. However, owning a boat or another water craft is the same as an auto. This means you are required to have insurance to ensure that you are protected.
Boat Insurance coverages
* Agreed Value Coverage
* Liability
* Medical Payments
* Physical Damage Coverage
* Uninsured/Underinsured Watercraft Bodily Injury
* Fuel Spill Liability and Wreckage Removal
* Personal Effects
* Unattached Equipment Coverage
* Emergency Assistance
RV
RV Insurance in California
RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Ensure that you have the coverage you need for your recreational vehicle.
Recreational Vehicle Insurance
RVs that are for personal, recreational use can be insured for up to 250 days per year. Coverage can include Liability coverage which provides you with bodily injury and property damage coverage, medical payments, uninsured coverage, and more.
Options tailored to your needs can include:
Stated Value – market value/actual cash value of the RV
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – replace your insured RV with a new RV that is most like it
Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence.
Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
Motorcycle
Riding a motorcycle, exposes you to the elements as well as cars on the road. Allow Laura Ashley The Agent to cover you while on the road.
We cover a full spectrum of motorcycles from:
- Street cycles
- Harley Davidsons
- Trike conversions
- Cruisers
- Classic bikes
- Touring bikes
- Dirt bikes
- ATVs
Motorcycle insurance works very much like auto insurance in that it provides you with many of the same coverages.
