Frequently Asked Questions
What is an independent Insurance Agent
An independent insurance agent is not any employee for any specific insurance agency. This provides the agent the opportunity to research and provide their client with multiple quotes from different companies.
What is an insurance premium
An insurance premium is the amount that you're responsible to may monthly or annually to the insurance company.
What is a deductible
A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.
How do I know which coverage I need
There are many different types of insurance, to fit your needs. Allow our knowledgeable team to assist you with securing the coverage that fits your daily life and budget.
How can I make sure that I have coverage for my valuables
When speaking with your agent to set up your policy, any valuables you are concerned about, and our agent can review your policy and recommend changes to ensure your valuables have proper coverage.
Do I need to get a new appraisal to renew or change my coverage
No. You do not need a new home appraisal during the renewal or coverage change process.
